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| Blogs > itzchic824 > The Voices Inside |
If you had to pick between these 2 health insurance plans...
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If you had to pick between these 2 health insurance plans... So if you had to choose paying $178 a month for health insurance and have to meet a $3250 yearly deductible before it would even begin paying for anything so any doctor's visits would be full price outta pocket but, a big if, you meet the deductible then copays are dirt cheap. Or pay $18 more a month have no deductible $30 primary care copay, $60 neurologist copay, 30% copay for blood work, and ER 30% copay which are the main things you're lookin for and with no deductible to meet thats guaranteed copays. Would you pay the more expensive with the better benefits? Also you only go see primary care once a year and neurologist twice a yr and bloodwork twice a yr. Also no matter what this is at least a quadruple in the payment you currently make but that plan is no longer available cause of rolling in the dough supposedly. Which would you choose? I sent an Angel to watch over you last night, it returned in a hurry. I asked why, it said "Angels can't watch porn." Thanks for fucking traumatizing my fucking Angel! Don't bother trying to figure me out. Not even the little voices in my head understand me. It's pointless! |
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neither kik me at BIGGriZZ4141
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What you really have to think about is how often you go to the doctor. If you need to go regularly, then go with the one that covers more of that with no co-pays, etc. if you only really need if something is really wrong and you are in good health, keep your monthly costs down and deal with the fees if they actually come up.
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I agree with the fun4pleaser.....You have to see how much need a year ...
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Normally, the price difference would be greater. The first one should be cheaper per month or the second should be more expensive (relatively). The fact that they are not that much different would lead me to take the 2nd plan. Embrace the suck
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12/1/2015 4:05 am |
Obamacare seemed to be working for Canada. Maybe if your republicans weren't doing everything they could to thwart it and weren't pandering to corporations so much, it would've been workable. Sadly the people Obamacare is supoosed to help are being fucked over because the insurance companies decided to take advantage and hike up their damn prices. So people who are barely above the 'poverty level' get shafted. Instead of saying inane shit, why don't you go read something not written by a troll from Fox News? Moron. I have private insurance so I don't give a shit but your stupid comment makes me give a shit. Then again, who even takes anyone from New Jersey seriously? Please!
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12/1/2015 4:15 am |
FYI: depending on state of residence, that penalty isn't much. I paid 90$ for the penalty for not having insurance for a year (was in school and not working). There might be other factors at play but at the time, I made 21k for the year doing internship with a company that refuses to give insurance to temp employees. And I told the IRS that so that may have made the penalty less... I don't know much about insurance but that seems high. Right now, for just medical, I have 1200 deductible and 0$ but get shafted on dental and vision: i pay 75% for dental work and any lenses outside of basic(20/20), I'm screwed(which at $400 for just my lenses adds up). So, maybe go with the one with more benefits?
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